Personal Finance in Claude is a beta feature that lets people in the US connect bank and card accounts, then ask questions about their money in everyday language. Rolling out to Pro, Max, and Ultra subscribers, it can total spending across accounts, group purchases by category, compare spending with previous months, flag recurring or unusual charges, and estimate what will remain after upcoming bills. Users can also ask about income versus spending or the cost of credit-card interest, and request adjustable charts, bill calendars, or dashboards. Claude explains financial terms as part of its answers, but the feature is for understanding finances, not managing money or providing investment advice.
Connections are made by signing in through Plaid and approving read-only access; Claude does not receive bank passwords and cannot move, invest, or otherwise control funds. It can see information for selected accounts, including balances, credit limits, account details, and up to two years of transactions. Conversations in the Personal Finance hub are not used to train models, and accounts can be unlinked at any time. Because Claude can make mistakes, users are advised to inspect the transactions behind calculations and verify important figures with their bank. The feature is presented as an initial step, with future possibilities involving licensed professionals and regulated financial firms.
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