Median net worth of U.S. households under 35 fell 23% from 2022 to 2025 (real)

U.S. adults aged 30-33 have a modeled median net worth of $68,000, while the upper-quarter threshold is $235,000 and the top 10% begins at $440,000 - about 6.5 times the median. The lower quarter has less than $7,100, and the bottom 10% has negative net worth, meaning debts exceed assets. The average is $88,400, higher than the median because wealth at the top pulls it upward. The headline states that median net worth for U.S. households under 35 fell 23% in real terms from 2022 to 2025, although the figures shown here focus on the 30-33 cohort rather than detailing that comparison.

The estimates count assets such as savings, investments, retirement accounts, and home equity minus debts. They are modeled from Federal Reserve household survey data, supplemented by spending, census, and wage data; city estimates also adjust for local incomes and housing costs. Because the underlying federal survey measures households by the age of a reference person, figures can include a couple’s combined wealth and may overstate what is typical for a single individual. Values are in current dollars, and the page says its model is based on a sample of 500. As anonymized member data accumulates, estimates will gradually incorporate it.