Coverage Cat is a licensed insurance brokerage and shopping portal focused on home, umbrella, auto, and renters coverage that emphasizes price transparency, privacy, and speed. Consumers can compare carrier options and estimated premiums side-by-side, use calculators for home and umbrella needs, and pair an AI-guided intake with a licensed broker to get real quotes without “sold” leads. Coverage Cat advertises no lead-selling, thousands of users served, strong Trustpilot/Google ratings, and live service in California, Florida, New York, Texas, and Washington. The platform also hosts extensive carrier and product reviews and direct comparisons against competitors like Policygenius, The Zebra, and Lemonade to help shoppers evaluate options.
Coverage Cat doubles as a developer and agent integration hub: it publishes agent discovery and manifest files (e.g., /.well-known/mcp.json, /agents.txt), an Agent API with OpenAPI spec, sandbox notes, delegated workflow guides, and purchase skills for homeowners and umbrella products. Browser-capable agents can call consumer-prefill tools and drive the same shopper flow programmatically, while agents have separate MCP and developer portal interfaces for configuration and auth. The site provides agent-finder tools, calculators, FAQs, and legal/licensing details, positioning itself as both a consumer-facing broker and an API-first platform for licensed agents and integrators.
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